Our Portfolio Strategy

Traditional asset allocation models. Professional, actively managed Portfolios that target funds from each asset class to optimize return based on each fund’s goals and management style. Domestic equities, international equities, and fixed income allocations.

i. Custom-Designed Portfolio Models

ii. Institutionally Managed Portfolio Models

iii. Direct indexing portfolios

Asset allocation models tailored to allocate the portfolio to the asset classes showing strong relative strength. The strategy is geared toward over-weighting the segments of the market showing the most strength and under-weighting the areas showing the most weakness- or even excluding these areas.  A portion of this strategy has ability to go to cash if indicators show risk past the stated risk threshold.

With traditional asset allocations, your biggest risk is being fully exposed to the next bear market. With tactical strategies, your biggest risk is potentially missing some upside. When markets are showing bullish indicators, the model will be fully invested. Tactical strategies will pivot portions of the model to cash in bear markets when the risk indicators are at their thresholds. There will be times where the research says defensive action is appropriate and the market quickly recovers, leaving investors missing some market upside before research dictates re-entering the market.

i. Tactical Core

ii. Tactical Core w/Active Sector Rotation

Equity dividend strategy that seeks growth and income through the selection of stocks & funds that have a long track record of dividends and potential growth of these dividends.

i. Large-cap equity, emphasizing stocks with a sustained, consistent dividend track record.

ii. Invests in companies with a history of sustained dividend growth.

iii. Dividend strategy is broadly diversified across industries.

Fixed income strategies that invest in treasuries, municipals, and corporate bonds. The objective is income and total return.  This investment strategy seeks total return derived from interest and capital appreciation. It invests primarily in government securities and investment grade corporate bonds.

i. The investment approach is flexible from a duration, yield curve, credit positioning and sector allocation perspective. Portfolios can pivot from short duration to long duration.

ii. Seeks to gain exposure in individual bonds, bond ladders, and bond funds.

Equity portfolios in broad indexes that help to offer protection from market pullbacks over a specific period of time. The strategy can offer protection against:

1.  S&P 500 Index: A market-capitalization-weighted index of 500 of the largestpublicly traded companies in the U.S. and is considered a proxy of the U.S. equity market.

2. Nasdaq-100 is a stock market index made up of 102 equity securities issued by 101 of the largest non-financial companies listed on the Nasdaq stock exchange. It is a modified capitalization-weighted index.

3. EAFE Index is a stock index offered by MSCI that covers non-U.S. and Canadian equity markets. It serves as a performance benchmark for the major international equity markets as represented by 21 major MSCI indices from Europe, Australasia, and the Middle East.

i. The dividend from each index is forgone when choosing this strategy that offers protection.

ii. Various levels of downside protection available.